International Payments
Global payments for trade businesses
Global payments for trade businesses
Receive international payments
Collect funds across Latin America, the US, Europe, and other markets.
Manage USD across borders
Hold and move USD seamlessly between local and international payment rails.
Pay suppliers through local rails
Connect to ACH, SEPA, Pix, SPEI, Bre-B, and other trusted payment rails.
How long the quote is valid (2 minutes) and sending or receiving transfers through specie are subject to our Terms and conditions
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Currencies supported
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Countries served
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Payment types integrated
Why Specie
A simpler way to manage international trade payments
Features
Features
Features
Traditional Banking Workflow
Traditional Banking Workflow
Traditional Banking Workflow
Banking Relationships
Banking Relationships
Banking Relationships
Often requires multiple accounts
Often requires multiple accounts
One USD-based platform
One USD-based platform
Delivery Route
Delivery Route
Delivery Route
May pass through intermediary banks
May pass through intermediary banks
Local delivery where supported
Local delivery where supported
Recipient Visibility
Recipient Visibility
Recipient Visibility
Recipient amount may be uncertain
Recipient amount may be uncertain
Recipient amount shown before sending
Recipient amount shown before sending
Operations
Operations
Operations
Manual coordination across markets
Manual coordination across markets
Centralized payment workflow
Centralized payment workflow
Settlement Speed
Settlement Speed
Settlement Speed
Several business days
Several business days
Frequently same-day local settlement
Frequently same-day local settlement
Supported worldwide currencies
How It Works
Simple setup with enterprise reach
1.
Create and verify your account
Sign up and complete a guided verification process to unlock global accounts, payments, and FX.
2
Fund and manage balances
Add funds with multiple rails and manage balances across virtual accounts with dedicated payment details.
3.
Move money globally
Send and receive payments across local and international rails with fast settlement and transparent fees.
How It Works
Simple setup with enterprise reach
1.
Create and verify your account
Sign up and complete a guided verification process to unlock global accounts, payments, and FX.
2
Fund and manage balances
Add funds with multiple rails and manage balances across virtual accounts with dedicated payment details.
3.
Move money globally
Send and receive payments across local and international rails with fast settlement and transparent fees.
How It Works
Simple setup with enterprise reach
1.
Create and verify your account
Sign up and complete a guided verification process to unlock global accounts, payments, and FX.
2
Fund and manage balances
Add funds with multiple rails and manage balances across virtual accounts with dedicated payment details.
3.
Move money globally
Send and receive payments across local and international rails with fast settlement and transparent fees.
Scale Internationally
Let’s talk about your global payments setup
See how Specie can replace slow, fragmented trade finance workflows with a single account built for global businesses.
© 2026 Untappd Labs Inc.
Untappd Labs Inc., doing business as “Specie,” is a technology platform, not a bank, and does not accept or hold customer deposits. Payment, foreign exchange, and fiat on-ramp and off-ramp services are provided through regulated third-party partners, subject to their applicable terms, eligibility criteria, and jurisdictional restrictions.
Access to services requires satisfactory Know Your Customer (KYC), Know Your Business (KYB), anti-money laundering (AML), counter-terrorist financing, and sanctions checks, including ongoing transaction monitoring. Additional documentation may be required. Transactions may be delayed, restricted, or declined for compliance or fraud-prevention purposes.
Supported currencies, payment methods, transaction limits, and service availability vary by jurisdiction and provider. Settlement estimates are not guarantees and depend on compliance reviews, banking hours, and third-party networks. Applicable fees and exchange rates are disclosed before transaction confirmation.
Treasury yields are variable and not guaranteed. Treasury allocations are not FDIC- or SIPC-insured and involve digital-asset, smart-contract, market, and liquidity risks, including possible loss of principal. Specie does not provide investment, legal, or tax advice.
Personal and business information may be shared with service providers, compliance partners, and authorities as described in our Privacy Policy. By accessing or using Specie, you agree to our Terms of Service, acknowledge our Privacy Policy, and accept applicable partner terms presented to you.
© 2026 Untappd Labs Inc.
Untappd Labs Inc., doing business as “Specie,” is a technology platform, not a bank, and does not accept or hold customer deposits. Payment, foreign exchange, and fiat on-ramp and off-ramp services are provided through regulated third-party partners, subject to their applicable terms, eligibility criteria, and jurisdictional restrictions.
Access to services requires satisfactory Know Your Customer (KYC), Know Your Business (KYB), anti-money laundering (AML), counter-terrorist financing, and sanctions checks, including ongoing transaction monitoring. Additional documentation may be required. Transactions may be delayed, restricted, or declined for compliance or fraud-prevention purposes.
Supported currencies, payment methods, transaction limits, and service availability vary by jurisdiction and provider. Settlement estimates are not guarantees and depend on compliance reviews, banking hours, and third-party networks. Applicable fees and exchange rates are disclosed before transaction confirmation.
Treasury yields are variable and not guaranteed. Treasury allocations are not FDIC- or SIPC-insured and involve digital-asset, smart-contract, market, and liquidity risks, including possible loss of principal. Specie does not provide investment, legal, or tax advice.
Personal and business information may be shared with service providers, compliance partners, and authorities as described in our Privacy Policy. By accessing or using Specie, you agree to our Terms of Service, acknowledge our Privacy Policy, and accept applicable partner terms presented to you.
© 2026 Untappd Labs Inc.
Untappd Labs Inc., doing business as “Specie,” is a technology platform, not a bank, and does not accept or hold customer deposits. Payment, foreign exchange, and fiat on-ramp and off-ramp services are provided through regulated third-party partners, subject to their applicable terms, eligibility criteria, and jurisdictional restrictions.
Access to services requires satisfactory Know Your Customer (KYC), Know Your Business (KYB), anti-money laundering (AML), counter-terrorist financing, and sanctions checks, including ongoing transaction monitoring. Additional documentation may be required. Transactions may be delayed, restricted, or declined for compliance or fraud-prevention purposes.
Supported currencies, payment methods, transaction limits, and service availability vary by jurisdiction and provider. Settlement estimates are not guarantees and depend on compliance reviews, banking hours, and third-party networks. Applicable fees and exchange rates are disclosed before transaction confirmation.
Treasury yields are variable and not guaranteed. Treasury allocations are not FDIC- or SIPC-insured and involve digital-asset, smart-contract, market, and liquidity risks, including possible loss of principal. Specie does not provide investment, legal, or tax advice.
Personal and business information may be shared with service providers, compliance partners, and authorities as described in our Privacy Policy. By accessing or using Specie, you agree to our Terms of Service, acknowledge our Privacy Policy, and accept applicable partner terms presented to you.